Available Loan Amounts
Minimum amount: $100
Maximum amount: up to $5,000
Rates & Fees Disclosure
This page provides general information about potential loan and cash advance terms that may be offered through the Instant Cash Advance - FinVP platform. BI Finance VP LLC does not set interest rates, fees, or repayment terms. All financial terms are determined solely by third-party lenders and are disclosed to you before you accept any offer.
Loan Overview Cards (Sample Ranges)
APR Range
From approximately 6.99% up to 35.99% APR
Rates vary based on lender criteria, credit profile, and state regulations
Repayment Terms
Typical terms range from 3 to 24 months
Repayment schedules are determined by the lender
These ranges are illustrative only and do not guarantee approval or specific terms.
Example Payment Table
| Loan Amount | Term Length | Estimated APR | Estimated Monthly Payment | Estimated Total Cost |
|---|---|---|---|---|
| $500 | 6 months | 24% APR | ~$88.50 | ~$531.00 |
| $2,000 | 12 months | 29% APR | ~$190.00 | ~$2,280.00 |
| $5,000 | 24 months | 34% APR | ~$295.00 | ~$7,080.00 |
Important: These examples are for informational purposes only. Actual offers, payments, and total costs may differ. Full loan details are provided by the lender prior to acceptance.
Fees Explanation
Depending on the lender and product, the following fees may apply:
- Origination or processing fees
- Late payment fees
- Returned or failed payment fees
- Expedited funding fees (if available)
All applicable fees are clearly disclosed before you accept a loan or cash advance. BI Finance VP LLC does not charge hidden fees.
Understanding APR
APR (Annual Percentage Rate) reflects the total yearly cost of borrowing, including interest and applicable fees. A higher APR means a higher overall cost of credit. Factors that may affect APR include:
- Credit history and income
- Loan amount and term
- Lender risk assessment
- State lending laws
Tip: Always review the full loan disclosure and repayment schedule before accepting any offer.